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Able Finance and Loans

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Home Collected Loans | Doorstep Loans Lincoln | Doorstep Loans Sleaford

What Able Finance and Loans does

Able Finance & Loans is a UK short-term lender authorised and regulated by the FCA. It offers doorstep loans in Lincolnshire, with new customers able to borrow from £100 to £300 and existing customers from £100 to £1000. Loans can be paid in cash at the customer's door or sent to a bank account, and repayments can be made by card, bank payment, or through a home-collection agent. The company also offers bad credit loans and quick loans, with decisions often given the same day. Its website states that it charges no late fees.

Summarised from the business's own website, checked October 2026. Not written or endorsed by the business.

About

Here at Able Finance and Loans, we offer loans, doorstep loans

Choosing a mortgage or loan provider

Compare the total cost of a loan, not just the interest rate, and confirm the lender or broker is authorised.

What to check

  • Authorised by the financial regulator
  • Total cost including fees and the annual rate
  • Early repayment charges
  • Whether a broker is paid a commission

Questions to ask

  • What will I pay in total over the term?
  • What happens if I miss a payment?
  • Can I repay early, and is there a fee?

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